Tag Archives: confidence

How to Ready Your Kids for Financial Success from the Beginning
Understanding finances

As parents, our goal is to prepare our children for adult life, independence, and successful living. A key component of this is ensuring they have the best understanding of personal finance as possible. However, this can be a daunting task, especially if we, as parents, may not be modeling the best behaviors when it comes to our wallets. Here are some helpful ways to set an example and educate your children on the importance of understanding their finances. 

Examine Your Own Relationship with Money through the Eyes of Your Children

As we know, children mirror us, watching everything we do and imitating both our best and worst behaviors. Extensive research done on this topic shows that kids copy us all on their own, and that these behaviors become part of their personalities. This extends to watching parents and caregivers navigate their relationships with money. Think about how you act when you take your kids shopping.

  • Do you make expensive purchases to relieve stress? If so, your kids will likely follow suit, creating a pattern early on of emotional spending. 
  • Do family conversations about money always turn into an argument, or are they simply non-existent? This will teach your kids shame and secrecy. Arguing about money can trigger a stress response in children.

Putting down an impulse purchase with a shrug and leaving the store teaches your child that it’s normal to pass on spending if it’s not in the budget. Setting an example by making the discussion of finances comfortable and open will teach your kids to be at ease when planning financial decisions. Look inward and examine your own attitudes and habits surrounding money, and as you improve, your kids will begin to reflect those healthy habits. 

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How to Give an Allowance
Teaching Kids About Money

~ so your kids grow up financially savvy.

  • Ever get sick and tired of kids begging for one more thing?
  • Ever feel taken for granted because your kids don’t appreciate all you do and buy for them?
  • Ever wish your teenager was more responsible with money?
  • Ever wish your children had a little more patience and stop expecting things RIGHT NOW?

If you answered yes to any of these questions, my advice to you is give them an allowance. It’s as important as teaching them to swim. 

Having an allowance will teach your children how to manage, use, save, spend, and value money. And, maybe most importantly, they will learn delayed gratification—a lost skill in this age of instant everything. 

Growing up with an allowance means your children have a much better chance of managing their future finances responsibly. When children have their own money to spend, they soon learn the value of what they spend it on. A tempting toy that breaks the first day becomes a lesson in quality. Spending the wad on candy means there is nothing left for anything else. 

You will no longer spend time and energy arguing over what you will and won’t give them money for. When you hear, “But Mom, everyone else has one,” you can say, “Great. How long do you think it will take to save up for it? Let’s figure it out.” When they beg for more money, you can say, “You’ll have it with your next allowance. I know it’s hard to wait.”

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Basic Trust: Seeing All that Glorious Light
New Parents

As I sit blissfully holding my infant grandson, I am struck by his fragility and vulnerability. He is dependent on us, his caregivers. And we in turn look to every possible behavioral sign to determine what needs caring for. Is he hungry, tired, does he have an internal pain, does he need a burp, a suck, a bounce, a diaper change? We rotate through the possibilities hoping to land on the right one, thrilled when we do, worried when we don’t. 

When he’s content, he coos and looks around curious about all he sees. When something is wrong, he makes a pained face and cries. We answer those cries. We will do so for a good long time to come. 

Caregivers must pay attention to behavior that signals a problem the child is having—a need that must be met. As he grows, his cries turn to whines, hurts to frustration and anger. Sensations of discomfort, pain, and hunger get complicated with jealousy, confusion, shame, fear, embarrassment, anger. As he learns he is a separate entity, he understands that he can be left alone, yelled at, and made to feel bad. He learns he can be a problem to those he loves and needs the most.

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28 Reasons to Be a Connective Parent
Connected Parenting

Q. I am really trying to parent my two kids, 5 and 7, differently than the way I was raised. I am good at telling my husband and my friends that I want to parent with connection. But when they say what does that mean, I’m lost. I get about as far as – ‘Well, it just doesn’t feel right to parent the old way.’ And of course I have my days when I lose it and do everything wrong. I wonder if you could help me think thru why I want to do a connective approach and what I can say to my naysayer friends.

A. This is a common conundrum for many parents who want to parent differently but who haven’t yet absorbed the principles of why or experienced the results of a connected relationship yet. It takes time to incorporate a new method before you can explain to others why you are doing what you’re doing.

It also requires a certain amount of child development knowledge not well understood in traditional parenting to know what can be realistically and appropriately expected for a child to succeed at meeting those expectations. As well as a trusting understanding of your child’s unique temperament.

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Chores and Other Distasteful Words
Child Doing Chores

I hate the word chores, and I can guarantee your kids do too. Asking kids to do chores is like saying I want you to take on this drudgery, this burden. And then when the expectation is that they should do them willingly because of all you do for them—that’s a catastrophe waiting to happen.

First, think of another word. I have heard them called contributions, which has exactly the right intention behind it. Jobs can feel a bit more important than the onus of chores. Do your chores sounds like an imposed sentence.

Second, set your expectations of your kids appropriately. Do not ever expect that your kids will be happy to help. Wanting to help out and having consideration of all you do, comes with maturity. Children are naturally egocentric and care only about their own happiness—frustrating, yes, but developmentally appropriate. They grow into being considerate when their needs are considered.

Third, set your expectations of yourself appropriately. Expect that from a very young age, your children are going to do tasks to be helpful. Just don’t expect them to like it or to think of their jobs without reminders and prompts. The important thing is that they do them, so they learn they are important contributing members of the family. A family is a team. When you are on a team, every player is important to its success.

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Social Media Masquerade
Girl in festive dress and carnival mask posing

We get freaked out about how our kids present themselves on social media and what and how they communicate. Much of that freak-out is justified. But remember, for centuries we have been altering our public self-image. Directing portrait artists and photographers to present the best you; attention on clothes and makeup to enhance appearance, wigs to cover unwashed hair. Letter writing has always allowed carefully thought-out words as opposed to spontaneous and possibly awkward conversation. We have always cared about our public image. Nothing new here—except social media presents a constant reminder that one’s “real” self is deficient.

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How to Step Out of a Power Struggle

When we engage in power struggles with our children, it means we are invested in being right. When we must be right—”I’m the parent, I know best. You must do what I say”—the child is wrong and is left feeling powerless. The child then must fight back to preserve integrity; either that or the easy-going child submits again and again learning in the process to seek the approval of others to gauge her self-worth.

Engaging in a power struggle keeps the parent in the position of having to be right.

Backing down from the fight may feel too vulnerable for many parents. The parent expect the child to back down, to give up, to acknowledge being wrong — in other words, the parent expects the child to be the grown-up first.

Parents often feel at a loss when they don’t know what to do, when what’s “right” is not apparent. It feels weak and scary. But this place of doubt, the space where you just don’t know, where vulnerability lives, is a place of opportunity — one never found when holding on to being right.

This is your teachable moment, because you are present. Stepping out of the power struggle means your agenda is not dictating right or wrong. The problem comes when you allow this space of unknowing to fill you with frustration and fear — when you think you have to have the answer in order to maintain a power and control position with your child. Bertrand Russell once said that the trouble with the world is that stupid people are cock-sure and smart people are full of doubt!

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The Power of Acceptance

All parents struggle with fears and worries about their children and many end up just getting in their own way. When you take your children’s behavior personally and use your authority to control them to do what you want, you may wind up creating the scenario you most fear.

The problem comes when we think it’s our children who need to change when indeed it is us. Whatever you need to do to get to acceptance is the answer.

The following is a story from one of my clients that I find truly inspiring. Her struggles to understand her son and ultimately herself have led to a wonderful relationship. I hope it motivates you to trust your children and let go of a small bit of your fears. You will always have fears and doubts — you wouldn’t be a conscientious parent without them. But in the moment, when your child needs your connection, you must be able to at least temporarily put those fears aside.

 

Reflections on my journey with my son – Mother of three

I am enjoying a playful moment in the kitchen with my 6’6, 17 year old son. He likes to get in my space and see if he can startle me with his big teenage energy. I get flustered and cry out, “You make me feel anxious when you do that!” He smiles with this gentle warmth and looking right in my eyes​ ​he says lovingly​, “​Mum, it’s not what I do​ that makes you feel anxious. It’s what you ​think​ about what I do.”

The wisdom of his insight seems far beyond his years and the truth of it shimmers in the moment. It has been a lot of inner and outer work for me to get here. I remember hearing years ago that I couldn’t worry and love at the same time. Given that choice I wanted to choose love as the energy that I was offering my children — also to myself as the worry felt utterly agonizing to live with. However, so often things happening on the outside seemed to justify worry and that “thought slide” became easy to glide down with ever repeated use.

We found Bonnie Harris when our child was in middle school. My husband and I consulted her, driven by our deep concerns that our son was developing a gaming addiction. Having been an incredibly active, outdoor-loving child, all of a sudden, he seemed willing to forego what we thought of as his “healthy” choices for spending hours on end in his room in front of a screen. We had entered into a pattern of trying to curb his screen time followed by endless arguing. We had majorly lost connection with our son.

I will not forget that late afternoon meeting in Bonnie’s office, me tearful, my husband and I feeling distant from each other because of our own fighting over how to parent our son, and both of us worried about him. After hearing what we had to say and a long, thoughtful pause, Bonnie gestured to the empty chair in our circle and asked gently, “What do you imagine your son would say if he were sitting here with us and could speak for himself?” Immediately I was drawn to my heart space that felt full of compassion and love for him and I said, “I think he would say, “You don’t understand me.’”

It was an instant, dramatic and powerful paradigm shift. I got out of my head which was very much about me and into my heart where I could truly be with ​him without my thoughts. And he really had spoken to me. At the end of that meeting, Bonnie suggested we make the shift to tell our son we trusted his inner guidance that would help him regulate his gaming. She prepared us that he might really go wild with this freedom for a time, but she suspected things would work out.

I wrote him a letter to express what we had learned and how we were shifting to a place of trust in him. It was greeted with a huge smile and relief. It was so clear that he wanted connection with us too and to feel that we had faith in him to make his own choices.

What a journey it has been in the last 7 years. I cannot count the number of times I have gotten buried in worry while my son smiled at me and said with his eyes, “Trust me.” The title of one of Bonnie’s books is, “When Your Kids Push Your Buttons”. I always used to focus on “When Your Kids Push…” but I had an Aha! moment recently and saw “​Your ​Buttons​” ​seemingly for the first time​.​ These are not our kids buttons, they are ours. And we can certainly do something about our own buttons.

Here is an example of how I have come to discover my own issue and address it. I have often fretted about seeing my son have an interest and then not have the discipline to develop it. He loved playing basketball in middle school, and I imagined he would play in high school but to my surprise he didn’t play any sports for the first three years. To get into a place of trust, I took a good hard look at the button that was being pushed. Where did I have an interest and no discipline? My contemplation led me to start taking voice lessons and practicing daily. It took enormous effort at first, but I felt so fulfilled when I honored my commitment! I saw how it also took my attention away from worrying about my son and it set an example of discipline that he could notice… or not!

To my absolute utter surprise, my son is now on the Varsity Basketball team in his senior year because he said he realized he missed it and wanted to play with his friends. When he tried out, the coach said, “Well son, this is unusual to be trying out in your senior year, but you don’t know what you can do if you don’t try!” He mostly doesn’t play in games but loves practicing, being on a great team and is often getting his teammates cups of water during a timeout. He’s happy and he did it his way. He also has even said that he can see how far he could have come if he had kept playing. And he feels comfortable saying that to us because he feels his parent’s detachment. I know I didn’t cause any of this but because I focused on myself, I feel so fulfilled with my own pursuits and I bring a more joyful, independent me to enjoy going to the team’s games.

In short, I’ve learned when someone pushes my buttons, the only thing I have control over is what I do with the opportunity to see and address my own stuff. That’s so empowering.

I have gotten very creative about my buttons too! I’ve looked for many ways to bring my attention back to myself and not wandering around into my son’s business. When my son got his license and I saw my mind going wild about the potential scenarios that might result from my thrill-seeking teen, I created an imaginary warm, loving and burly bodyguard that I would mentally see by my son’s side to look out for him. I would send them off in my mind with love. It puts my mind at rest in an outer situation where I had no control. It lessons my stress. The button was my own tendency toward anxiety.

After our first meeting with Bonnie, my husband and I jumped fully on the same page to make connection with our son the priority. Over the years we’ve consulted Bonnie when we felt we were parenting in a way that seemed so outside the “norm” of a “top down” approach that is so advocated in our culture. We were checking in with our intuition and having discussions with our son and arriving at solutions and compromises. It was so helpful to have a third party look at all of it and confirm that we were on the right track for our family because our connection and open communication was there. I remember during one of our discussions with our son, he said, “Mum, I know you really care about me, but I think what you don’t understand is that ​I ​really care about me too!”

I heard years ago that something so important to a human being is the ability to make choices. That a teen, when confronted with control from parents will do everything in their power to demonstrate that they have choice, even if it means that the way to do it is by doing something that may appear self-destructive. Whatever we resist persists, especially with regards to teens.

I have witnessed parents fighting to control their teenagers, and it appears that what they are really doing is teaching their teens to cultivate a habit of being really good at lying. What else are the children going to do when faced with a punishment if they tell the truth? And I have seen the heartache of a parent feeling disconnected from their child and at a loss for how to ever get that back with sincerely no understanding that perhaps the way to do it is to let go of their expectations of how things should be and sink into acceptance of what ​is​ with an open heart.

Byron Katie, in her book “A Thousand Names for Joy”, page 186, says it so exquisitely:

“It’s painful to think you know what’s best for your children. It’s hopeless. When you think that you need to protect them, you’re teaching anxiety and dependence. But when you question your mind and learn how not to be mentally in your children’s business, finally there’s an example in the house: someone who knows how to live a happy life. They notice that you have your act together and that you’re happy, so they start to follow. You have taught them everything they know about anxiety and dependence, and now they begin to learn something else, something about what freedom looks like…. If your happiness depends on your children being happy, that makes them your hostages. I think I’ll just skip them and be happy from here. That’s a lot saner. It’s called unconditional love…. If what they do brings them happiness, that’s what I want; if it brings them unhappiness, that’s what I want, because they learn from that what I could never teach them.”

So here I find myself, a woman and a mother who is continually growing and learning and living into new subtleties that are revealed on this journey with my son. There is part of me that wishes I could go back and tell my younger self that all that energy of worrying was for naught, but I had to learn it for myself just as Dorothy in the Wizard of Oz couldn’t know about her ruby red slippers and their power from the very beginning.

My son is in a wonderful place in his life, applying to colleges on his own terms, exploring all sorts of new hobbies, one of them being a passion for wall climbing. This young man who I wondered years ago if he would ever even stick it out through high school scored in the 98th percentile of the SAT. When I asked him how he got such a high verbal score he told me about how he is usually reading articles when he is on his phone. I never thought of that! He never had a book in his hand, so I thought…​

And all those hours of gaming? He still loves to game with his friends, and I imagine it will always be a hobby, but it doesn’t dominate his life. I guess we shouldn’t be surprised that he has a real knack for computer programming and plans to major in Computer Science. When I watch him program, I see that all those skills he was learning with his fingers in gaming are what he puts to use in programming.

I so look forward to having more of my assumptions dismantled. In fact, I find he has taught me that making assumptions about him, or anyone else for that matter, and judgement of any kind is a huge waste of energy and time. He has been and continues to be my greatest teacher and I am so grateful for it. After all, it is my immense love for my son that has been the force to guide me to continually choose connection with him and set aside my ego when required — to settle into the place of simply not knowing the answer of what is “right”. As I see it, that’s a win-win!      

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Mar. ’19 Q&A – Being Your Child’s Friend and Parent, Angry Behavior and When the Coach is a Bully

Being Your Child’s Friend and Parent

Q. I do welcome your advice and think you speak a lot of sense, but I am not sure about your advice to be your child’s friend in one of your articles. What is wrong with being a mum? I am the only person who can officially be regarded as mum in my daughter’s life and I feel very proud to be so. I am not sure being a friend is possible as the friendship is automatically unbalanced. I have a number of very good friends, some long term and we have quite balanced relationships, involving give and take. I do not regard my relationship with my daughter as balanced, and she does not seem to understand give and take. I would also say she is a very high maintenance friend, and therefore I would go out of my way not to be her friend if she wasn’t my daughter. I don’t think she is like that with her peers though – I think their relationship is balanced. When choosing activities, we try to pick nice things to do and see, and we get a lot of resistance from her until we get her there and then she loves it. We also get resistance around food and most things at the moment – she is quite selfish and does not seem to understand the notion of helping out, and she wants things from shops all the time, which is wearing.

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When Helicopter Parenting Crashes and Burns

In the wake of the recent college admissions scandal, my concern is with the students who are waking up to a whole new vision of themselves. Many of them from fifty known families—so far—apparently knew none of what their parents were up to—until now.

Some received a sports scholarship in a sport never played using photoshopped headshots; some had their SAT and ACT tests corrected by paid off proctors; some even had their tests taken for them. Coaches at the elites took huge amounts of money from an agent of a falsified non-profit who took even more from parents desperate to give their children a prestigious resume and a bumper sticker for their cars. The illegal non-profit allowed the parents to deduct their payments as donations.

Imagine what it must feel like to be that college student oblivious to what got you accepted? What happens to any trust you have in your parents—or any trust you thought they had in you? And then to find out your parents are under arrest for their illegal conduct. How could you not feel inadequate in your parents’ eyes knowing what they did to get you in? How must it feel to assume you deserved admittance only to learn oodles of money was your ticket?

Jack Buckingham was a bit remorseful. Jack is the son of Jane Buckingham, Los Angeles marketing executive and author of The Modern Girl’s Guide to Life. I would question her advice. Her daughter apparently gained admission through bribery to alter her ACT test. Her mother claimed she is “not a great test taker,” and has been arrested on a felony charge for paying an ACT proctor to take her son’s test. Jack told The Hollywood Reporter, “I know there are millions of kids out there both wealthy and less fortunate who grind their ass off just to have a shot at the college of their dreams. I am upset that I was unknowingly involved in a large scheme that helps give kids who may not work as hard as others an advantage over those who truly deserve those spots.”

Two Stanford University students have begun a growing movement on behalf of “qualified, rejected” students and filed a federal class action suit accusing eight schools of negligence.

Then, what of the students who knew all along and who feel perfectly entitled?

“They’re blowing this whole thing out of proportion,” Malcolm Abbott told the New York Post, “I believe everyone has a right to go to college, man.”

One would guess Olivia Jade Giannulli, the daughter of the indicted actress Lori Loughlin, knew what was going on when she posed on a rowing machine. Her parents allegedly passed her off as a rowing recruit, a sport she had never participated in. She told her followers on YouTube that she was there for the games and the parties, obviously not for the education.

Do these kids think they deserve to be where they are? Most have been on an entitled pedestal their whole lives and have never had to experience the ups and downs of success and failure on their own two feet. What of their futures after graduation? I suppose money will keep them on track. But what track? How will they know who they are?

Unethical college acceptance is the bucket of fool’s gold at the end of a long discolored, dysfunctional rainbow of over-involved parenting—or perhaps absent parents making up for lost time with the strings their money can pull. For years, children have been reaping the rewards from parents who snow-plowed their paths to glory.

From presents never denied, to activities allowed to quell fits of rage, inflated grades from a parent-coerced teacher, parent-produced school projects and homework, tutoring and advantages only money can buy, these kids have gotten their way all along. Do they deserve their advantages, or are they just lucky? Is the problem the spoiled, entitled kids who think they deserve anything they want, or the parents who make sure those advantages are offered, or the culture in which money and status have become increasingly necessary?

And how about the 35,000 kids who applied to Yale alone—diligent students who played by the rules seeking thousands in scholarship and student loans—who were denied admission only to learn it could have been stolen by an entitled rich kid?

How does this affect our culture’s moral fabric? What do these kids, both advantaged and disadvantaged, learn about fortitude, work ethic, achievement, and deserving?

As one of my Facebook followers put it, “This is another example of a parent not really seeing their kid, and instead just forcing through their vision of who that child should be, literally no matter the cost.”

If you had the money to make anything happen for your child, would you be tempted to use your advantage if you thought it would put your child on a successful life course? Would you be able to do the “right thing” if it meant your children losing out?

For eons, multi-million dollar donations have been an admission ticket. Money means grossly unfair advantages against people of color and students who play by the rules. But when bribery and cheating, illegality and immorality suffice for college entrance qualifications, the multitude of those denied have a right to outrage.

The job of a parent is to see, listen, learn from and support the child to find her own way over the humps and bumps of getting there, knowing she is capable. How can we be so presumptuous to think we know what is best for our children? Plain and simple–we don’t know. And to think we do, to believe we should because it’s “our job” not only puts us on a very fragile pedestal but truly hinders our relationship with our children.

The question to ask is, How do I support my child in finding his own way? Can you take yourself out of the picture long enough to see your child as separate from you on a path of his own? What if taking yourself (and your influence and money) out of the picture means your child might fail?

The slippery slope starts with harried, tired parents who give in “just this once” to a screaming, demanding child. Or it’s a parent who believes that his child’s wants and needs have top priority. Or it’s a parent who cannot bear to experience her child’s suffering, pain, or disappointment. Or it’s a parent who sees himself reflected in his child’s achievements because down deep he has a message of inadequacy.

This slippery slope for all, not just the wealthy, needs buffering when children are young. Not just so they get used to not always getting their way, but more importantly so you don’t get used to giving it. The more you give, the harder it becomes to withhold, and the meaner it seems to do so.

These entitled kids will not know how to get along on their own. They will depend on others to pave their way. Some will find the pavers; many will flounder. Many will sideline the deserving and underprivileged to get ahead—because they can.

For your children to succeed they need resilience and grit. This means allowing your children disappointment, boredom, argument, anger, and defeat. It may mean failure. But on the other side of defeat is the space where strength and success from achievement reside and where true deserving can be deeply known.

It takes a lot of faith and trust in your child to know that you can allow failure and your child will endure and come out the other end stronger for it.

Let’s hope that the “Me-First” operation (not my coinage, but I love it) has the legs of the #MeToo movement.

 

We punish our children in an attempt to keep them from pushing our buttons, often escalating the original problem into a cycle of anger and blame. When Your Kids Push Your Buttons is not about what to do to your kids to get them to stop pushing your buttons. This book is about how to be the parent you wish you could be-the parent that only you are holding yourself back from.

 

 

 

Related Articles:

When Life Throws Punches How Resilient is Your Child?

Building Resilience from the Ground Up

What the #MeToo Movement Can Teach Parents

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